Related Projects

• Community Land Trusts and Indigenous communities: from strategies to outcomes
• Tall tales and true: housing stories from ABS data
• The edges of home ownership
• Housing equity withdrawal: uses and risks of alternative options for older Australians

The advantages and disadvantages of home ownership for low-moderate income households

Summary

This project investigated whether, and to what extent, the advantages and disadvantages of home ownership are experienced differentially by households with different levels of income, in particular by low-moderate income households (amongst the lowest 40% of equivalised incomes) compared to households in the middle-upper income ranges. The study centres on households who are already home owners, including those who have outstanding loans secured against their property (purchasers) and those who have not (outright owners).

Project Number: 50514
Research Theme: Home_ownership
Project Leader: Hulse, Kath
Funding Year: 2008
Research Centre: Swinburne-Monash

Research & Policy Bulletin

Issue 149: What are the benefits and risks of home ownership for low-moderate income households?

Fewer low-moderate income households can buy a home compared to 30 years ago, and those that do purchase experience significant financial risks (particularly in the early years of purchase) which have to be weighed against the non-financial benefits such as greater security and stability. This Research and Policy Bulletin provides details of the key findings and policy implications from the completed AHURI research project The advantages and disadvantages of home ownership for low-moderate income households.

Download the PDF
413 KB PDF Document

Description

AHURI events involving this project

• The future of home ownership: new AHURI research — Melbourne, Thu 10 May 2012

More Information

Positioning Paper: No. 120: The benefits and risks of home ownership: disaggregating the effects of household income
529 KB PDF Document

Final Report: No. 154: The benefits and risks of home ownership for low-moderate income households
1.8 MB PDF Document

Research and Policy Bulletin: Issue 149: What are the benefits and risks of home ownership for low-moderate income households?
413 KB PDF Document