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Issue 128: The great Australian nightmare: mortgage default and repossession

Mortgage default has long term impacts on the financial wellbeing of households including bankruptcy, drawing on superannuation savings, and high levels of debt even after the sale of the house. Better access by borrowers to financial advice and mortgage relief assistance, as well as stricter lending standards and better consideration of illness and hardship by lenders, would reduce rates of default

Issue 129: How long does housing affordability stress last?

Families with mortgages are the most susceptible to prolonged housing stress, and those experiencing persistent housing stress are usually on low incomes.

Issue 130: Housing, support and care for older Australians: the role of service integrated housing

Forms of service integrated housing—such as retirement villages—have been developed by the community and private sectors to provide housing, support and care for older people in Australia. Is there a need for a more hands-on role for government in directing, shaping and expanding service integrated housing?

Local Government Data Report

Modelling of initiatives to improve the supply of affordable housing using the AHURI-3M model

This project employs AHURI's housing market microsimulation model (AHURI-3M) to undertake modelling on initiatives to improve the supply of affordable housing. The project is carried out in two stages. During the first stage, we address two key policy questions. First, what are the internal rates of return received by landlords in the current policy environment? Second, what is the budget cost of providing upfront grants that will increase landlords' internal rates of return by one percentage point? The modelling work conducted in Stage 1 replicates the modelling work conducted by Queensland as part of Commitment 4 of the Framework for National Action on Affordable Housing. However, Stage 1 uses data on actual rather than hypothetical properties and investors. In the second stage of the project, the modelling work is extended to analysis of the housing affordability impacts of the Stage 1 proposals. We estimate the impacts on housing affordability of an upfront grant that raises the internal rate of return of each landlord by one percentage point. AHURI-3M is capable of estimating the impacts of supply-side policy reforms on housing affordability taking into account important housing assistance programs such as Commonwealth Rent Assistance (CRA).

Network power: an international study of strengthening housing association capacity

The Research Thesis developed frameworks leading to a deeper understanding of what housing associations are becoming and how the sector’s capacity can be strengthened. Nine associations of three organisation types, selected from the city regions of San Francisco, Melbourne and Manchester, provided rich documentary and interview information. The research findings suggest the importance of broader approaches to strengthening capacity, for example though collaboration between associations by merger, group structure, or procurement partnerships. The success of contemporary housing associations depends not only on the skills of individuals working for the organisation, but their ability to make connections across the wider environment - organisational capacity strengthened through network power.

No. 001: Deinstitutionalisation and housing futures

No. 001: Thinking regionally, acting locally: lessons for Australia from overseas housing and regional assistance policies

No. 002: Deinstitutionalisation and housing futures

No. 002: Do housing conditions impact on health inequalities between Australia's rich and poor?