Housing affordability relates to a person’s ability to pay for their housing. It is a complex issue caused by local housing and labour markets as well as larger economic, environmental and social forces. When people struggle to meet the cost of housing, researchers describe it as housing affordability stress.
Measures of housing affordability stress are a topic of debate. However, in Australia a percentage of income spent on housing costs is generally used to estimate the number of households affected (Project 30206). In common use is a 30:40 rule, meaning those spending more than 30 per cent of their income on housing, while earning in the bottom 40 per cent of the income range.
Click here to view all completed research related to this theme.
A number of newly funded projects are looking to build on this work and examine housing affordability in light of recent Australian policy initiatives such as NRAS.
- 31036 The role of private rental support programs in the housing outcomes of vulnerable Australians
- 41068 The housing careers of disability support pension recipients
- 51003 Changing spatial distribution of lower-income housing: understanding and responding to transport disadvantage
- 51018 Changes in supply/demand for low-rent housing in the Australian private rental market, 2006–11
- 51020 Sustaining private rental tenancies: targeted tenant support across life events and housing transitions
- 53021 Housing affordability dynamics in Australia: new insights from the last decade
- 53033 Rooming house futures: governing for growth, fairness and transparency
- 53035 Making connections: housing, productivity and economic development
- 53039 Australian demographic trends and their implications for housing subsidies
- 53042 The inter-relationship between structural factors and individual risk factors in explaining homelessness
- 53072 A new look at housing and employment decisions
- 53075 Harnessing housing policy for economic productivity
- 53083 Creating capacities for supporting the transition of public housing to third sector control
- 71032 Housing affordability, central city economic productivity and the lower income labour market
- 71040 Accommodating NDIS: maximising housing choice in a reformed disability sector
- 71080 Inquiry into affordable housing industry capacity
- 71081 Recent public housing transfer experience in Australia: implications for industry development
- 71084 Building Australia's affordable housing industry capacity
- 72031 The opportunity of residential property investment vehicles in enhancing affordable rental housing supply
- 73034 The relationship between intergenerational transfers, housing and economic outcomes
- 73038 Housing markets, economic productivity, and risk: International evidence and policy implications for Australia
- 73041 House prices, mortgage debt and labour supply: evidence from Australian households
- 73074 House prices, household debt and the macroeconomy: evidence from Australia after the GFC
- 81043 Subsidising the supply of affordable rental housing: an international comparison
- 81069 Modelling housing need in Australia to 2025
- 81070 Inquiry into housing policies, labour force participation and economic growth
- 81073 An investigation into the drivers of housing supply responsiveness in Australia