Research library

This research conducted modelling experiments to examine the relationship between different housing finance conditions and people’s ability to buy a first home. The first simulated the housing market’s response to decreases in interest rates, while the second simulated the market’s response to variations in borrowing standards such as changes in financial regulations or allowing households to borrow more or less against the value of their homes. 

This research reviewed first homebuyer (FHB) assistance programs in Australia and seven comparator countries: Canada, Finland, Germany, Ireland, the Netherlands, Singapore and the UK. It considered to what degree such assistance are effective in expanding access to home ownership to those whose entry would be otherwise delayed or impossible, or in making more affordable and less risky the cost of home ownership.

This research analyses current geographic mobility and downsizing behaviours among Australians aged over 55 to describe the nature of downsizing decisions, together with the barriers and consequences of those decisions.

The AHURI Inquiry into ‘Pathways to housing tax reform’ developed a set of reforms to the taxation of housing and property to contribute to a fairer and more sustainable
housing system in Australia.

This research examined how Australia’s tax and transfer system, especially in relation to the age pension, impacts on household retirement choices.