Research library

This research conducted modelling experiments to examine the relationship between different housing finance conditions and people’s ability to buy a first home. The first simulated the housing market’s response to decreases in interest rates, while the second simulated the market’s response to variations in borrowing standards such as changes in financial regulations or allowing households to borrow more or less against the value of their homes. 

This research investigates how young households (aged 25–34) in Sydney and Perth are adapting their spending and saving behaviours and living arrangements in order to be able to buy a home.

This research reviewed first homebuyer (FHB) assistance programs in Australia and seven comparator countries: Canada, Finland, Germany, Ireland, the Netherlands, Singapore and the UK. It considered to what degree such assistance are effective in expanding access to home ownership to those whose entry would be otherwise delayed or impossible, or in making more affordable and less risky the cost of home ownership.

This research Inquiry explores the generational specific housing aspirations and aspirations gaps for Australian young adults (18–34 years), mid-life (35–54 years) and later life (55 years and older) cohorts. ‘Housing aspirations’ are the desires households have in relation to their housing outcomes; a ‘housing aspirations gap’ is the difference between current housing circumstances and desired housing outcomes.

As part of a large scale, multi-year and multi-university research Inquiry into the Housing Aspirations and Constraints Facing Low Income Australians funded by the Australian Housing and Urban Research Institute in 2018, an original national survey was developed and undertaken.