Research library

This research conducted modelling experiments to examine the relationship between different housing finance conditions and people’s ability to buy a first home. The first simulated the housing market’s response to decreases in interest rates, while the second simulated the market’s response to variations in borrowing standards such as changes in financial regulations or allowing households to borrow more or less against the value of their homes. 

This research investigated the growing numbers of Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income.

The study forecasted future expenditure on housing assistance programs; the additional outlays on ISPs due to asset test concessions to home owners; and the aggregate value of home owner tax subsidies. These three housing subsidy components are estimated to increase from $25 billion in 2011 to $32.8 billion in 2031.

This research Inquiry presented evidence on how housing policies might promote labour force participation and economic growth through four channels—housing supply responsiveness, labour mobility, employment decisions and consumption.

This study investigated the role housing assistance (e.g. rent assistance or social housing), housing wealth and home ownership mortgages have on individuals’ incentive to work or on other employment decisions.