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As the Australian Government's cities agenda is focussing on local jobs and affordable housing, recent AHURI research reveals the impacts of high housing costs for low-income workers who work in the central city areas in Perth, Darwin, Melbourne, Sydney and Brisbane.

For managers of social housing and Indigenous tenants knowing 'the rules' is important, but there is confusion as to what the rules are, who they apply to and just what they mean?

Housing affordability stress occurs when a household in the bottom 40 per cent of Australia's income distribution levels (i.e. in the bottom two quintiles) pays 30 per cent or more of its income in housing costs.

Rachel was awarded a Postdoctoral Fellowship from Curtin University before being appointed as a senior lecturer and, is now Deputy Director at the Bankwest Curtin Economics Centre. Much of her work is on the economics of housing, and she has a strong interest in the intersection of housing and ageing issues.