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Local government areas are the legally designated parts of a State or Territory that are under the responsibility of an incorporated local governing body.
A program that is an indirect subsidy from the US federal government, jointly administered through the US Department of Treasury’s Internal Review Service (IRS) and local and state housing finance agencies, to develop affordable housing by offering developers annual taxation subsidies for a given period of time on the condition that the dwelling meets the affordability requirements of the scheme. Tax credits are awarded to developers of eligible projects and may be claimed annually over a ten-year period. These credits are usually sold to investors to raise capital (or equity) for the projects, thereby reducing the funds which need to be borrowed to complete the project. The reduced debt on the project enables the developer to offer lower, more affordable rents.
A household with income in the bottom 20 to 40 per cent of all household income distribution.
See income quintiles
Markets in which entities (i.e. individuals, households, agencies etc.) seek to be paired with someone or something, with the criteria for matching being highly specific and often requiring reciprocity. For example, a person trying to sell or rent a dwelling set up with existing, expensive disability mobility aids might find the mainstream housing market considers the aids to be of negative economic value, whereas a person who needs the aids would be very pleased to buy or rent such a property and may even pay a premium for the opportunity.
Metropolitan governance refers to the processes and arrangements between state and local government and other stakeholders to plan and manage metropolitan regions. In Australia, the organisational structures to manage issues, including environment, infrastructure and planning, vary between the metropolitan regions.
A development integrating multiple purposes for a place. Mixed-use developments often include commercial and residential uses in combination with spaces for leisure and other activities.
A secured loan used by a borrower to buy a property. Typically a mortgage loan is repaid over a number of years to repay both the capital cost (i.e. the actual money paid for the property) and the interest on the loan. The deed of ownership for the property is held by the entity that provided the loan until the loan (including all interest) is fully repaid.
